682 Harvard Street - Photo 1
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682 Harvard Street
682 Harvard Street
682 Harvard Street
682 Harvard Street
682 Harvard Street

682 Harvard Street, Saint Paul, MN 55107 - MLS# 7145636

MLS® #: 7145636|Listed: Oct 6, 2026

$300,000

Bedrooms
3
Bathrooms
2
Square Feet
1,329
Acres
0.116
Year Built
2001
Property Type
Residential
Heating
Natural Gas, Forced Air
Cooling
Central Air
Garages
1
School District
625 - St. Paul

Discover newer construction in a classic St. Paul neighborhood. Set on a corner lot, this inviting two-story home is surrounded by a natural, low-maintenance landscape featuring beautiful butterfly gardens—no mowing required. Inside, an open floor plan, abundant natural light, and thoughtful finishes create a bright and welcoming atmosphere. All bedrooms are conveniently located on the upper level and offer generous closets and more space than typically found in the area. The unfinished basement provides excellent potential for additional living space, with room for a bedroom, bathroom, and family room. An egress window is already in place for the future bedroom, and plumbing has been roughed in for a future bathroom. A new furnace and air exchanger were installed in 2023. The convenient location is just a few miles from downtown St. Paul and only blocks from the shops, restaurants, services, and other amenities of West St. Paul and Robert Street.

682 Harvard Street, Saint Paul, MN 55107

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Interior Information

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Full, Partially Finished
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
CoolingCentral Air
HeatingForced Air
FuelNatural Gas
LaundryIn Basement
Dining RoomInformal Dining Room
Interior AmenitiesCable, Kitchen Window, Porch
ElectricCircuit Breakers, 100 Amp Service

Size & Levels

LevelsTwo
Total Finished Sq Ft2,185 sq ft
Above Grade Finished1,329 sq ft
Main Level Finished856 sq ft

Bathrooms

Full Baths1
1/2 Baths1
Bathroom DetailsBasement, Main Floor 1/2 Bath, Rough In, Upper Level Full Bath

Rooms

Main Level Rooms

Living Room14' x 18'
Dining Room9' x 12'
Kitchen8' x 11'
Mud Room4' x 8'
Porch6' x 21'
Foyer7' x 6'

Upper Level Rooms

Bedroom11' x 14'
Bedroom 212' x 16'
Bedroom 39' x 17'

Basement Level Rooms

Unfinished26' x 17'

Exterior & Parking

ExteriorVinyl
RoofAsphalt
FoundationBlock
Patio / PorchCovered, Porch
Garage Stalls1
Garage Size16x22 (352 sq ft)
ParkingDetached Garage

Lot & Utilities

Property SubtypeSingle Family
Lot Size0.116 acres
Lot Dimensions44x115
Lot DescriptionCorner Lot
ZoningResidential-Single Family
SubdivisionScheffer & Martins Re, Etc
TownshipSaint Paul
CountyRamsey
SewerCity Sewer/Connected
WaterCity Water/Connected
Road FrontageCity Street

Financial & Tax Information

Annual Taxes$5,164
Tax Year2026
Tax w/ Assessments$5,520
Other Annual Assessments$356
Parcel Number082822420057
Financing OptionsConventional, VA, FHA, Cash
List TypeExclusive Right To Sell

Location

Call 612-356-2121For Showings and Questions

Neighborhood at a Glance

In this neighborhood, homes were most commonly built in 1939 or earlier, about 72% of occupied homes are owner-occupied, and the average commute is 17 minutes.

Cost of Ownership

Median home value

$278,600

Lower than the St. Paul median

The midpoint of estimated values for owner-occupied homes.

Median property taxes paid

$3,483/yr

Lower than the St. Paul median

The midpoint of annual property taxes paid by homeowners.

Typical monthly owner costs (with mortgage)

$1,710/mo

Lower than the St. Paul median

Median monthly housing costs for owners with a mortgage.

Typical monthly owner costs (no mortgage)

$749/mo

Similar to the St. Paul median

Median monthly housing costs for owners without a mortgage.

Median rent

$1,510/mo

Higher than the St. Paul median

The midpoint of monthly gross rent, including utilities.

Homes in the Area

Owner-occupied homes

72%

Higher than St. Paul overall

The share of occupied homes lived in by their owners.

Median year built

1946

Similar to the St. Paul median

The midpoint of years when homes in the area were built.

Home age by decade

The share of homes built during each period.

  • 1960-196913%
  • 1939 or earlier45%

Types of homes

The share of housing units in each building type.

  • Single-family detached56%
  • 2-4 units20%
  • 5+ units16%

Getting Around

Average commute

17 min

Lower than the St. Paul median

The average one-way travel time to work for commuters.

How people get to work

The share of workers using each listed way to get to work.

  • Drive alone62%
  • Carpool12%
  • Work from home19%

Homes with broadband

94%

Similar than St. Paul overall

The share of households with a broadband internet subscription.

Estimates for the surrounding census tract, not this specific home.

Source: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Broker Reciprocity logo
Listed by: eXp Realty
Source: NorthstarMLS

Copyright 2026 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity℠ Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than Pederson Realty are marked with the Broker Reciprocity℠ logo or the Broker Reciprocity℠ thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.